For longer tenure products, they offer higher returns compared to other instruments. But for shorter tenures, things are getting tighter for investors.
Banks and insurers are beginning to reward customers who show exemplary conduct with lower prices and penalise those who behave poorly by imposing higher costs.
Use credit cards with discretion and try to generate a net monthly surplus to avoid falling into a debt trap
While your insurer will help you open an e-insurance account at the time of buying a policy, existing policyholders must do so themselves
Short-term loans from NBFCs can be more convenient but come at higher cost
Read the investor-developer agreement carefully before signing the cheque
After retirement, the pressure on finances increases in the absence of regular income. Here are a few suggestions to ensure a smooth post-retirement life
Since there are many and complicated choices, retail investors stand to benefit
You should rather use nicknames, incorrect date of birth and if possible make a separate e-mail address for such apps and services. You should also not share your phone number
Explain reasons for uneven bequest in the will and make small changes to it regularly to show that your intention remains unchanged.
Those looking to take advantage of current market conditions should buy only after conducting due-diligence.
With stock prices at elevated levels, investors must cut valuation risks in their portfolio
For the wealthy, post-tax returns of debt funds would work out better
If a house is sold and the proceeds are used to buy another, whoever contributed to the purchase of the first house can claim exemption on capital gains tax
Such platforms are good for novices, and help seasoned players test their investment strategies
While regulators are trying to do their bit, the onus is on you to prove it.
Cooperative societies get more tax benefits as compared to individual house owners.
It's good for diversifying portfolio and saving for long-term goals
The Supreme Court-appointed Special Investigations Team on black money has also proposed that holding more than Rs 15 lakh in cash be made illegal for individuals and for companies, report Tinesh Bhasin and Sanjay Kumar Singh.
If variation is over 50 points, write to the bank and bureau immediately to correct the discrepancy