Sanjay Kumar Singh And Tinesh Bhasin

Stories by Sanjay Kumar Singh And Tinesh Bhasin

Small savings schemes score for retail investors

Small savings schemes score for retail investors

Rediff.com   20 Oct 2016

For longer tenure products, they offer higher returns compared to other instruments. But for shorter tenures, things are getting tighter for investors.

Good behaviour may get you cheaper loans, insurance

Good behaviour may get you cheaper loans, insurance

Rediff.com   20 Oct 2016

Banks and insurers are beginning to reward customers who show exemplary conduct with lower prices and penalise those who behave poorly by imposing higher costs.

Taking loans to repay card dues is not smart

Taking loans to repay card dues is not smart

Rediff.com   7 Oct 2016

Use credit cards with discretion and try to generate a net monthly surplus to avoid falling into a debt trap

Ensure safety of policies with e-account

Ensure safety of policies with e-account

Rediff.com   7 Oct 2016

While your insurer will help you open an e-insurance account at the time of buying a policy, existing policyholders must do so themselves

Penniless in the middle of the month? Check out these loan options

Penniless in the middle of the month? Check out these loan options

Rediff.com   6 Oct 2016

Short-term loans from NBFCs can be more convenient but come at higher cost

Why it's prudent to buy property in resale market

Why it's prudent to buy property in resale market

Rediff.com   3 Oct 2016

Read the investor-developer agreement carefully before signing the cheque

How to stay financially fit after 60

How to stay financially fit after 60

Rediff.com   29 Sep 2016

After retirement, the pressure on finances increases in the absence of regular income. Here are a few suggestions to ensure a smooth post-retirement life

It's a good time to start paying for financial advice

It's a good time to start paying for financial advice

Rediff.com   29 Sep 2016

Since there are many and complicated choices, retail investors stand to benefit

Why you MUST NOT share real personal data while downloading free apps

Why you MUST NOT share real personal data while downloading free apps

Rediff.com   28 Sep 2016

You should rather use nicknames, incorrect date of birth and if possible make a separate e-mail address for such apps and services. You should also not share your phone number

Making a will? Minimise disputes when distributing wealth unevenly

Making a will? Minimise disputes when distributing wealth unevenly

Rediff.com   26 Sep 2016

Explain reasons for uneven bequest in the will and make small changes to it regularly to show that your intention remains unchanged.

Should you wait before buying a house?

Should you wait before buying a house?

Rediff.com   23 Sep 2016

Those looking to take advantage of current market conditions should buy only after conducting due-diligence.

Why you need to promptly rebalance your portfolio

Why you need to promptly rebalance your portfolio

Rediff.com   23 Sep 2016

With stock prices at elevated levels, investors must cut valuation risks in their portfolio

Read this before you invest in non-convertible debentures!

Read this before you invest in non-convertible debentures!

Rediff.com   20 Sep 2016

For the wealthy, post-tax returns of debt funds would work out better

Selling a house? This is how you can claim tax benefits

Selling a house? This is how you can claim tax benefits

Rediff.com   19 Sep 2016

If a house is sold and the proceeds are used to buy another, whoever contributed to the purchase of the first house can claim exemption on capital gains tax

Why virtual trading is not a substitute for real world

Why virtual trading is not a substitute for real world

Rediff.com   16 Sep 2016

Such platforms are good for novices, and help seasoned players test their investment strategies

Mis-selling: How buyers can protect themselves

Mis-selling: How buyers can protect themselves

Rediff.com   12 Sep 2016

While regulators are trying to do their bit, the onus is on you to prove it.

Redevelopment compensation is not taxed

Redevelopment compensation is not taxed

Rediff.com   12 Sep 2016

Cooperative societies get more tax benefits as compared to individual house owners.

Why it makes sense to invest in gold bond schemes

Why it makes sense to invest in gold bond schemes

Rediff.com   9 Sep 2016

It's good for diversifying portfolio and saving for long-term goals

Banning cash transactions above Rs 3 lakh on govt radar

Banning cash transactions above Rs 3 lakh on govt radar

Rediff.com   9 Sep 2016

The Supreme Court-appointed Special Investigations Team on black money has also proposed that holding more than Rs 15 lakh in cash be made illegal for individuals and for companies, report Tinesh Bhasin and Sanjay Kumar Singh.

How to deal with different scores from credit bureaus

How to deal with different scores from credit bureaus

Rediff.com   7 Sep 2016

If variation is over 50 points, write to the bank and bureau immediately to correct the discrepancy